From heavy machinery and yellow goods to specialized medical equipment and IT infrastructure, acquiring the right assets is critical for growth. We help business owners secure competitive asset finance so you can upgrade your capabilities and capacity without depleting your working capital.
Paying cash for depreciating assets rarely makes business sense. Asset finance allows you to spread the cost over the equipment’s useful life, matching your repayments to the revenue the asset actually generates.
We navigate the complex matrix of lender policies, depreciation schedules, and tax implications to structure a finance facility that benefits your bottom line. Because we work with specialized asset lenders, we can finance niche equipment that traditional retail banks often avoid.
We do more than just finance your next purchase. We look at your overall equipment needs to ensure you have the capital to operate at full capacity.
Not always. Many commercial lenders offer “Low Doc” or “No Doc” asset finance up to $150,000 (and sometimes much higher) for established businesses with clean credit histories. This means you won’t need to wait for your accountant to finalize your tax returns to get the equipment you need.
Yes. While some traditional banks only prefer brand-new assets purchased from licensed dealers, we have access to specialist lenders who comfortably finance older equipment and facilitate private sales.
Loan terms typically range from 1 to 7 years, ideally aligning with the effective life of the asset. We can absolutely negotiate a balloon (residual) payment at the end of the term to significantly lower your ongoing monthly repayments and preserve cash flow.
